Newly Qualified drivers are high risk drivers and make up 10% of licence holders, but are involved in 29% of accidents. This means higher insurance premiums to new drivers. You can take the 'Pass Plus' after taking the practical driving test. There is no further test to take. You are required to have specially structured lessons including driving on dual carriageways and motorway, night driving, all weather driving and town and country driving. A 'Pass Plus' certificate will be issued by the DSA upon completion of your lessons. The discount on your insurance could more than pay for the lessons and savings on subsequent years no claim discount will be substantial.